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Thoughtful Guidance for Aging With Dignity and Grace

Over the years, we have helped so many of our clients and their families through the last phases of their lives. We are here and happy to help you, as we have so many other families, with this process.

The concept of Aging with Dignity is more than having your affairs in order. It's also about your wishes for your care and communications and requests with loved ones. Some things are easier to communicate than others. Depending on your wishes — personal letters, a video of you talking to your loved ones, and legal documents may be needed.

Review Legal Documents

Review Legal Documents

It's a good time to review your estate plans, legal documents, and any other instructions to have your affairs in order.

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Review Your Financial Plan

Review Your Financial Plan

Years of experience have prepared us to guide you through your life transitions.

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Communicate Your Wishes

Communicate Your Wishes

Putting your wishes in writing in an organized way is so helpful to those you have entrusted with your care. We have print and digital resources available for you.

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Aging With Dignity and Grace

Recognize Role Reversals as a Positive Transition

Recognize Role Reversals as a Positive Transition

When you accept the aging role reversal as a positive life transition, you are more likely to enjoy the emotional, mental, and physical support that you need. As adult children, it’s important that honest and open conversations are held, so that the rights and independence of parents are retained.

An individual who is 65 is not necessarily classified as “elderly;” however, this is the time when adult children should begin to speak openly with their parents about the potential challenges that lay ahead. To ease the transition into a role reversal, adult children and care givers can ask the following types of questions.

  • What are your fears and worries about aging?
  • How can I provide you with the support that you need?
  • Is there any way to make this transition easier for you?
  • Do you want to stay at home and receive in-home care when needed?
  • Do you want to move into a retirement lifestyle facility?
  • What do we need to do if you need care in an aged care facility?
  • How do we plan for illness or injury?

By asking these types of questions, adult children can be more understanding of their parents’ needs; and in return, elderly parents will feel like they still have a voice.

Accept Limitations and New Opportunities

Accept Limitations and New Opportunities

By acknowledging limitations and seeking the right type of support, risks such as falling, can be reduced greatly.

By thinking differently about aging, individuals can recognize that age limitations represent opportunities to try something new. Perhaps cleaning the light fixtures is traded-in for painting a masterpiece, learning to play the piano, or taking up mahjong. No matter the solution, this tip is best implemented with the help of honest conversations.


Encourage Honest Conversations

Encourage Honest Conversations

Aging is a natural part of life that can be achieved with dignity when honesty is embraced. If elderly parents are still living at home, and their children are worried about their daily care, then an honest conversation should be had about how modifications and adaptions can be used to improve the quality of life, reduce risks, and provide a supportive environment.

Some solutions that can support the aging journey, are making sure that homes are adopted to suit a changing set of needs. The following adjustments can help make homes more livable for longer:

  • Zero-threshold entryways.
  • Making bathroom modifications, e.g., installing handrails in the bathroom and shower.
  • Installing a textured floor in the bathtub and/or shower to reduce the risk of falls.
  • Clearly marking medications and setting reminders throughout the home using smart speakers.
  • Improving lighting and removing clutter from hallways, steps, and doorways.
  • Installing lever handles (which are easier to operate with arthritic hands).
Have legal documents of your wishes done properly, and let those trusted with your care have copies so they can help you.

Have legal documents of your wishes done properly, and let those trusted with your care have copies so they can help you.

The reality of aging is that as you age you will need to review and get legal documents in order. Situations can arise where elderly parents are unable to make decisions about their care and their estate. Preparing documentation might seem like a drastic step; however, without the proper planning, a situation may occur where others have to make decisions for you. Instead of letting a court decide who will act on your behalf, take the time to complete the following four documents:

A Will

A Trust

Power of Attorney

Advanced Care Planning


Long-Term Care

Long-Term Care

There are several types of aged care services and facilities. Each service is uniquely designed and positioned to help the elderly receive the care, support, and attention they need as they move through the aging process.

The most popular types of care services include:

In-Home Care – Staying in your own home for as long as possible, making suitable modifications, and receiving in-home care services as needed. There are many providers around who offer these services, but like anything, do your research carefully before appointing a service provider.

Retirement Living and Independent Living – These facilities offer a self-sufficient lifestyle that includes the support of healthcare providers.

Assisted Living – As its name suggests, this type of facility is meant for individuals who need daily help in a wide variety of capacities. From housekeeping services, to prepared meals, to physical therapy, assisted living facilities tailor their services to the needs of each resident.

Aged Care Facilties – These facilities are designed to offer the personal and medical care that residents need on a 24-hour basis.

Aging with dignity is a process that can and should be supported by loved ones, friends, and medical providers so elderly individuals and adult children can receive the peace of mind that they need to prepare for the later years in life.


A Shopper's Guide to Long-Term Care Insurance

A Shopper's Guide to Long-Term Care Insurance

The National Association of Insurance Commissioners (NAIC) wrote this Guide to help you understand long-term care and the insurance options that can help you pay for long-term care services.

Assess Life Insurance Needs

Assess Life Insurance Needs

How to help determine life insurance needs to provide for your family after you pass away.
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A Look at Whole Life Insurance

A Look at Whole Life Insurance

Whole life insurance remains in force as long as you remain current with premiums. Here's how it works.
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Is Term Life Insurance for You?

Is Term Life Insurance for You?

Term insurance is the simplest form of life insurance. Here's how it works.
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Test Your Life Insurance Knowledge

Test Your Life Insurance Knowledge

How much do you know about one of the most important tools you have to help protect your and your family’s financial future?
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