212 East 2nd Street,
Life Insurance Provides Risk Management
Life insurance is used for many reasons. Some is to support your loved ones if a sudden tragedy occurs and a key person passes away.
Life Insurance - Tax Free Benefits
Even wealthy clients can benefit from life insurance due to the tax free aspects to them when used for income and to their loved ones upon their passing.
Complimentary Policy Reviews
We are happy to review your current life insurance policies. Sometimes there are reasons to consider making a change. Other times, it's important to keep what you have. This is good insight for you to know.
Are You Insurable?
There are many benefits of life insurance. The key is to know if you are insurable. Rates and eligibility are based on your age and health. The healthier and younger you are, the better your rates. Let's talk about what may be best for you.
Life Insurance - Chronic Illness Coverage
Some examples of chronic illnesses are: Alzheimer's disease & dementia, cancer, heart disease, COPD.
It's important to consider getting coverage while you're healthy so you will have coverage if you develop a chronic condition in the future.
We can show you the benefits of life insurance and find the right plan for you. Help secure your family's long-term financial situation with life insurance.
Types of of policies we offer:
When someone becomes chronically ill, disabled, develops Alzheimer's or dementia (to name a few), it can have a big impact on your retirement resources for you and your loved ones. The expenses can be significant and last for a long time.
Let us discuss this to see if there are policies that can benefit you.
It is estimated seven in 10 people turning age 65 today will need, at some point, some type of long-term-care services—either at home, in their community, or in a facility. Typically, women need care longer (3.7 years, on average) than men (2.2 years).
Long-Term Care coverage can come in different ways. There are standalone long-term care policies or the coverage can be a rider on another life policy.
We are happy to review what may be best for you.
The National Association of Insurance Commissioners (NAIC) wrote this Guide to help you understand long-term care and the insurance options that can help you pay for long-term care services.