Wealth Management

We believe you should have a diversified mix of stocks, bonds, and other investments, and should diversify your portfolio within those different types of investments. Setting and maintaining your strategic asset allocation are among the most important ingredients in your long-term investment success.  

Diversification is also important when it comes to different investment types such as mutual funds, annuities, life insurance, etc. It's important to have a strategy that is in line with your current situation, risk tolerance, and goals. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

What Is “Sustainable Investing”?

The definition of sustainable investing has evolved, and may be referred to by different names, such as “sustainable and responsible investing” or “values-based investing.” Whatever term is used, the investment discipline is usually characterized by a set of principles that govern how investments are selected. 

Sustainable investing is for clients seeking to grow their portfolio by investing in socially responsible securities.

• Are you concerned with the companies you’re investing in?
• Are you uncomfortable investing in companies associated with activities that are considered unethical?

Some individuals believe that return on investment shouldn’t be the only criterion for how they invest their money. For them, the social impact of investing is just as important—perhaps, more important.

The return of sustainable investing may be lower than if the financial professional made decisions based solely on investment considerations.